Buying

Buying a Home with Campbell & Company

When it comes to finding your dream home, we are honest in saying that it is a lot of work and can be a stressful process from start to finish. At Campbell & Company Real Estate, we fully understand this and do everything we can to make this process as simple and as stress-free as possible.

If you’re thinking of selling, we have a solution for you too! 

Buying with Campbell & Company Real Estate

Today’s real estate marketing is evolving and becoming increasingly challenging to navigate. We are thrilled you are considering buying a new home! Our goal is to provide dedicated support throughout your journey in buying a new property. We will schedule an initial consultation with a dedicated Sales Representative to discuss your needs and your wants. We will also review your ideal location and your anticipated budget. This will help us narrow down your search and provide you with accurate results. If you are curious about what your home may be worth, we offer a free no-obligation home valuation

Following the initial consultation, your buying representative will suggest mortgage pre-approval. If you already have mortgage approval, it will be reviewed with the buying representative. At this point, he/she may make possible suggestions for potentially better mortgage options. If at any point you have any questions, please let your buying representative know. We have many highly qualified mortgage specialists who will provide you with a detailed breakdown of what you need to know about your approval. 

Buying with Campbell & Company Real Estate
Buying with Campbell & Company Real Estate

Following the initial consultation, your buying representative will suggest mortgage pre-approval. If you already have mortgage approval, it will be reviewed with the buying representative. At this point, he/she may make possible suggestions for potentially better mortgage options. If at any point you have any questions, please let your buying representative know. We have many highly qualified mortgage specialists who will provide you with a detailed breakdown of what you need to know about your approval. 

Buying with Campbell & Company Real Estate
Buying with Campbell & Company Real Estate

Once you have been approved for a mortgage, our executive administrator will register you with an online profile that will allow you to look at properties suiting your needs and wants. Your buying representative will begin diligently going through listings that meet your search criteria. He/she will continue to make suggestions as your property search continues. 

As you continue your property search, our dedicated client care specialist will actively work with you to schedule viewings. We will do our best to work with your schedule. Your dedicated buying representative will show the properties to you and ask thought-provoking questions. Throughout this process, it is important to consider the pros and cons of each property while narrowing down the search if needed. 

After viewing properties, your buying representative will present the various listings and help you decide if you would like to make an offer on any of them. He/she will provide insight as to price, conditions and other important details as he/she guides you through the offer process.

Buying with Campbell & Company Real Estate
Buying with Campbell & Company Real Estate

After viewing properties, your buying representative will present the various listings and help you decide if you would like to make an offer on any of them. He/she will provide insight as to price, conditions and other important details as he/she guides you through the offer process.

Buying with Campbell & Company Real Estate

Once you have an accepted offer, your buying representative will advise you on your conditions and their timelines. You will also need to provide several documents to the lender in which your mortgage will be held with. These documents will likely include; a copy of the real estate listing, a copy of the accepted purchase/sale agreement, as well as your personal income verification documents and employment letters.

Buying with Campbell & Company Real Estate

Once all of your conditions are fulfilled, you have purchased a property! When purchasing property, you are required to pay a land transfer tax to the province on the closing of the transaction. You will also want to ensure you have acquired homeowners insurance as all mortgage companies require this. Lastly, you will want to consider your moving costs and utility hookups. These may include; gas, hydro, water/sewer, water heater rental, phone/tv/internet. 

Your dedicated sales representative will continue to guide you through your transaction. You will want to have a final inspection before taking possession to ensure nothing has changed within the house that needs attention before your lawyer transfers the funds on closing day. Things such as damage to the home, broken appliances or garbage and debris being left behind are notable things that can potentially happen.  

Buying with Campbell & Company Real Estate
Buying with Campbell & Company Real Estate

Your dedicated sales representative will continue to guide you through your transaction. You will want to have a final inspection before taking possession to ensure nothing has changed within the house that needs attention before your lawyer transfers the funds on closing day. Things such as damage to the home, broken appliances or garbage and debris being left behind are notable things that can potentially happen.  

Buying with Campbell & Company Real Estate

The big day is finally here! After the hard work of finding your perfect home, you will be rewarded with a pizza delivery for you and your moving help on behalf of all of us at Campbell & Company Real Estate. Even though your transaction has come to a close, we are always here to assist you and help with any questions or issues you may have or experience during homeownership.

Buying with Campbell & Company Real Estate